Mortgage Underwriter (Remote - US) Job at Jobgether, United States

  • Jobgether
  • United States

Job Description

Overview

This position is a Mortgage Underwriter in the United States. This role offers an opportunity to play a critical part in ensuring every mortgage loan is accurately reviewed, structured, and approved to meet investor and company standards. The Mortgage Underwriter will evaluate borrower creditworthiness, analyze complex financial documents, and collaborate closely with sales and operations teams to ensure seamless loan closings. By applying deep knowledge of investor guidelines and creative problem-solving, this position directly impacts customer experience and operational success. The environment is fast-paced, highly collaborative, and focused on innovation in residential lending processes, offering both challenge and professional growth.

Responsibilities
  • Review and validate loan applications, calculations, and documentation to ensure accuracy and compliance with investor guidelines
  • Evaluate borrower credit capacity through detailed analysis of income, assets, and debt ratios, including self-employed borrower calculations
  • Assess and approve third-party documentation such as purchase contracts, title reports, escrow instructions, and environmental reports
  • Collaborate with loan officers, processors, and closers to identify creative solutions for challenging or denied loan files
  • Escalate complex loan issues to Underwriting Manager/Director as needed
  • Maintain knowledge of secondary market guidelines and ensure compliance with turn-time expectations and SLAs
  • Manage a daily loan pipeline to meet service and production targets
Qualifications
  • 5+ years of residential mortgage underwriting experience, including FNMA, FHLMC; FHA and VA experience is a plus
  • Advanced knowledge of Desktop Underwriter (DU) and Loan Product Advisor (LPA)
  • Experience underwriting to multiple investor guidelines and overlays
  • Expertise in refinance and purchase mortgage underwriting
  • Proficiency with loan origination software (Encompass or LendingPad preferred)
  • Strong written and verbal communication skills
  • Ability to thrive in a fast-paced, high-production, and remote-first environment
  • Demonstrated problem-solving skills and the ability to structure solutions for complex loan scenarios
Benefits
  • Compensation range: $80,000 - $85,000 annually
  • Remote-first work environment, with optional visits to Austin, TX headquarters
  • Company-wide bonus and stock option grants for full-time employees
  • 401(k) employer contribution match
  • Health and wellness coverage, including medical, dental, vision, and life insurance
  • Twenty vacation days, five sick days, twelve company holidays, and two floating holidays per year
  • Generous paid parental leave of up to 14 weeks
  • Collaborative, values-driven culture focused on empathy, focus, and teamwork
Seniority level
  • Mid-Senior level
Employment type
  • Full-time
Job function
  • Finance
Industries
  • Non-profit Organizations and Primary and Secondary Education
#J-18808-Ljbffr

Job Tags

Full time, Self employment

Similar Jobs

Homeland Stores

Meat Cutter Job at Homeland Stores

 ...Homeland is seeking an energetic Meat Cutter at our Oklahoma store to identify cuts, breakdown and trim meat, weigh and wrap products, and prepare cases for display. You will greet customers, answer questions, and record special orders while upholding store policies in... 

Jack in the Box

Jack In The Box - Team Member - Grill or Cook Job at Jack in the Box

 ...Jack in the Box Team Member - Cook Our food isn't the only thing that should make you happy. Whether you're learning the finer points of customer service as a Guest Service Cashier or cooking up craveable food in the kitchen we want you to know we are here to help you... 

Allied Universal

Security Officer Full Time Hospital Patrol Position Job at Allied Universal

 ...Description Overview Allied Universal, North Americas leading security and facility services company, offers rewarding careers that...  ...serve. Job Description As a Security Officer Full Time Hospital Patrol in Leawood, KS , you will serve and safeguard clients... 

Polly

Insurance Sales Representative Job at Polly

 ...Insurance Producer THE ROLE: The Producer drives revenue growth by selling insurance products, building strong client relationships, and delivering exceptional service. This role combines sales expertise, insurance knowledge, and a customer-first mindset to meet... 

Midwest Salt

Maintenance Mechanic — Diesel & Industrial Equipment Job at Midwest Salt

 ...deliver salt we deliver excellence. With almost 40 years in the industry, we've mastered the trifecta: top-quality products, competitive...  ...Able to lift up to 50 lbs, work at heights, and work outdoors in a waterfront terminal across all seasons. Comfortable wearing...